uhcu.org

Website:https://www.uhcu.org/
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Definitions (175)

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Estate Account


An account held in the name of a decedent that is administered by an executor or administrator of the estate.
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Insurance services are provided through UHCU Insurance Services


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insurance services are provided through uhcu insurance services


#ffffff;">CDs
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A-F    G-L    M-S    T-Z A Account Agreement


The contract governing your open-end credit account, it provides information on changes that may occur to the account.
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a-f    g-l    m-s    t-z a account agreement


The contract governing your open-end credit account, it provides information on changes that may occur to the account.
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account history


The payment history of an account over a specific period of time, including the number of times the account was past due or over limit.
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Account holder


Any and all persons designated and authorized to transact business on behalf of an account. Each account holder's signature needs to be on file with the bank.
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Accrued interest


Interest that has been earned but not yet paid.
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adjustable-rate mortgages


Also known as variable-rate mortgages. The initial interest rate is usually below that of conventional fixed-rate loans. The interest rate may change over the life of the loan as market conditions change. There is typically a maximum (or ceiling) and a minimum (or floor) defined in the loan agreement. If interest rates rise, so does the loan paymen [..]
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Adverse action


Under the Equal Credit Opportunity Act, a creditor's refusal to grant credit on the terms requested, termination of an existing account, or an unfavorable change in an existing account.
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