An accident (also known as a car accident or wreck) is the term used to define a vehicle unintentionally colliding with another vehicle, person, or object.

Insurance agents are the authorized representatives of a specific insurance company. They sell insurance coverage, helps customers manage their policies, and provide advice on insurance contracts.

The amount you pay for your insurance policy. Your premium can depend on many factors, including your driving record, the make and model of your car, your postal code, your age and gender, your claims history, and, in certain provinces, your credit-based insurance score.

An underwriter assesses submitted insurance applications and determines whether to provide coverage and, if so, at what price and under what terms.