The more you use your vehicle, the higher the risk that you'll be involved in an automobile accident. People who use their vehicle for business will have a higher premium than those who do not. Business use includes driving to appointments or presentations or if you are a salesperson on the road.

in order to undertake any driving whilst at work that is not personal, you must have business cover. This applies if you run an errand for your boss, drop the post off or undertake more formal busines [..]

Business use is when you use the insured car for your own business, travelling to more than one place of work and between places of work.

Vehicles used for business purposes other than farming, including any driving done in the course of the client's occupation or for which direct or indirect compensation is received. It does not m [..]

Using a vehicle in connection with your occupation, profession, or business (does not include traveling to and from your principal place of business).